"Are These Actual Miles" by Raymond Carver

"They buy what they want. It they can't pay they charge. They sign up."
Leo is talking about that Toni and their kids spend a lot of money on everything. If they don't have the money they just charge it to the credit card witch still looses the family money. Toni says earlier says that when she was a kid she had to do without and that these kids will not do with out. She spoils them for what she never had. He talks about spending $200 on a dog that was dead in the road a week later. He is spending money on things that aren't paying off and not at all lasting.

"He listens to the traffic on the highway and considers whether he should go to the basement, stand on the utility sink, and hang himself with his belt. He understands he is willing it be dead."
Leo is thinking this when Toni is out with the man that is buying the car. He is very distraught and freaking out at home about Toni being gone so long, which makes seance because she is his wife. This shows how upset he is and that he really doesn't value his own life very highly.